November Cliff’s Notes
Simple Questions to open the doors and minds of your business owner prospects and clients! I assure you, that these questions WORK! These are the types of cases that are generating an average of $26,000 of Life Insurance premium for ISG Advisors all the time....
NEW exclusive IntelliSheets from ISG
Ever wondered which life insurance companies are the best at such things as… Family History Aviation Different types of nicotine use Marijuana use Long Term Care Riders Driving History And the list goes on and on….. Now, on www.isgi.biz, we have our...
3 Quick Year End Notifications
All carriers are required for their permanent life insurance products to be CSO / PBR compliant by January 1, 2020. What this means in layman’s terms is that permanent life insurance products will see an upward pricing adjustment at that time. The timeline is...
Cliff’s Notes October 2019
Fire sale! Fire Sale! This product is going away December 31st 2019, so if you have a prospect you’d like to discuss with me, let me know VERY soon! Fantastic idea here for business owners needing either Buy Sell Coverage or Key Employee Coverage. This MUST be a...
An Important Message from ISG
Due to increasing health concerns and FDA Warnings surrounding the use of e-cigarettes/"vaping", Prudential has decided to change their policy to no longer classify users of these products as non smokers and will be underwriting them as tobacco users on applications...
Life, LTC, Cash, Exit Strategy – All in One Product!
We now offer an Indexed Universal Life product that, if the S&P 500 does not perform as the policy owner expects, offers a 100% return of premium option after the 20th policy year- contractually guaranteed! Permanent Life Insurance. Everyone now from the age of 40...
Cliff’s Notes July 2019
As we approach the “busy season” of the life insurance world, I thought I would share what’s been working the best for ISG advisors over the past couple of years, so that more of you may join in on the fun. Historically, between August 15th and December 31st, ISG...
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